Privacy Policy
You are a valued
customer and we at NSB Mortgage strongly believe in protecting the confidentiality
and security of the information we collect about you as a customer, potential
customer or former customer. We have adopted the following policies and
procedures to safeguard the personal information about you in our possession.
Our Privacy
Pledge
- We do not sell
or rent customer information.
- We share customer
information with companies providing services on our behalf in order
to service your needs.
- Our policy is to
require all employees and companies providing services on our behalf
to keep customer information confidential.
- Our privacy policy
applies to potential customers as well as current and former customers.
Safeguarding
Personal Information
We have adopted policies and procedures designed to protect your personal
information from unauthorized use or disclosure.
- We have implemented
physical, electronic and procedural safeguards to maintain confidentiality
and integrity of the personal information in our possession and to guard
against unauthorized access. These include among other things, procedures
for controlling access to customer files, building security programs
and information technology security measures such as the use of passwords,
firewalls, plus virus and use detection software.
- We continue to
assess new technology as it becomes available and to upgrade our physical
and electronic security systems as appropriate.
- Our policy which
governs the conduct of all of our employees requires all employees to
safeguard personal information about the consumers and customers we
serve or have served in the past.
Information
We Collect About You
We collect information about you to help us serve your financial needs,
to provide you with quality products and services and to fulfill legal
and regulatory requirements. We consider all information about you in
our possession to be personal information, even if you cease to be a customer.
The personal information we collect about you may include among other
things:
- Identifying information,
such as your name, age, address, phone number and social security number.
- Employment information
- Financial information
such as your income, assets and liabilities, as well as information
about your savings, investments, insurance and business.
Typically, we collect
this information on applications and other forms you complete, through
conversations you may have with a loan professionals, with our other representatives,
and in some cases, over our website. We may also collect information from
a wide range of other sources in order to process and/or underwrite your
loan. These sources may include among others, employers, attorneys, banks,
title insurers, insurance companies and credit reporting agencies.
Sharing
Information With Companies That Provide Services For Us
We share personal information about you, as required or permitted by law,
with third parties, such as service providers who assist us in the day
to day operations of our company in the administration, processing, servicing
and sale of your loan. These third parties include among others, title
companies, appraisers, insurance companies, underwriting services, processing
services, printing companies, software providers, marketing services and
purchasers of loans. We may also disclose information about you, when
necessary or required, in legal and arbitration proceedings and to government
agencies.
Changes
To Our Privacy Policy
We may make changes to our privacy policy in the future. We will not make
any change affecting you without first sending you a revised privacy policy
describing the change.
Contacting
Us
If you have any questions about this privacy policy, please write us at
14362 North Frank Lloyd Wright Boulevard, Suite #1000, Scottsdale, AZ
85260.
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